Rate d c b a d 3468819/s -- -8% -10% -13% c 3780923/s 9% -- -1% -5% b 3834916/s 11% 1% -- -4% a 3997317/s 15% 6% 4% -- and Rate d c b a d 3246175/s -- -8% -15% -17% c 3526456/s 9% -- -7% -9% b 3799184/s 17% 8% -- -2% a 3890565/s 20% 10% 2% --