Thanks for the correction, the thought had crossed my mind, but I didn't think we were anywhere near that close (guess I should do my math next time ;). time to dust off the ol' quantum computer, only 35 years to get it working! :)
you forget that it is not necessary to be exactly at some date to deal with. Any operations with future dates should be possible.
Or may be you're surprised by long-time credits and calculating percents on the sum? Calculations of pension?