All your suggestions are true. My word 'seldom' probably does not apply to financial calculations. It may not be possible to exactly duplicate the calculations on the statement you receive from your financial institution. The printed decimal numbers on that statement are not exactly the same as the binary numbers in the bank's computer. It simply is not possible to recover every bit of those numbers. Any calculation that you do is flawed to start with. I have noticed that even Quicken's calculation of price/share never exactly agrees with my statement.
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