You could do it by hand, or you could use a module:
Data::Diver. You can even check the source of the latter to do the former.
Hint: you have to split the string into a list, and in turn, for each item but the last two, add a new hashref at that level if one didn't already exist. Keep that reference in a variable for the next level.
$key = 'a.b.c.d';
@list = split /\./, $key;
my %hash;
my $ref = \%hash;
foreach (@list[0..$#list-2]) {
$ref = $ref->{$_} ||= {};
}
$ref->{$list[-2]} = $list[-1];
use Data::Dumper;
print Dumper \%hash;
BTW I think your API interface is badly designed: you should have a separate value for the keys ("a.b.c") and for the value ("d"). As it is now, I expect trouble.