my $cc = new TRIWeb::CCHandler;
$cc->cc_set( 'type', $form_vars{cc_type} );  
$cc->cc_set( 'number', $form_vars{cc_number} );                         
$cc->cc_set( 'name', $form_vars{cc_name} );                         
$cc->cc_set( 'expiry', $form_vars{exp_mo} . '/' . $form_vars{exp_yr} );
$cc->cc_set( 'amount', $form_vars{fee} );                         

$sth->execute( $form_vars{first_name}, $form_vars{last_name}, $form_vars{address_1}, 
               $form_vars{address_2}, $form_vars{city}, $form_vars{province},
               $form_vars{country}, $form_vars{postal_code}, $form_vars{phone_work},
               $form_vars{ext_work}, $form_vars{phone_work2}, $form_vars{ext_work2},
               $form_vars{phone_home}, $form_vars{fax}, $form_vars{email},
               $form_vars{email2}, $cc->ciphertext
) ;