You are right. You can get set up with SecureTrading very quickly. I have done it several times. I have used both the XPay and it's COM predecessor. Both of them were more work to integrate with a "custom" shopping cart solution than WorldPay. Why? because with WorldPay, THEY handle the actual credit card transaction through payment pages. There is no XPay equivalent (or atleast there wasn't last time I used them)
There are advantages and disadvantes to both solutions. It ultimately depends on what you're trying to do. Personally, I prefer XPay, but it IS more work. At least it works a lot better than the COM solution did. I had so many problems with that and the documentation was extremely poor. XPay documentation is excellent.
Please remember that I wrote that reply nearly a year ago and some information is out of date. Bottom line: Evaluate the solutions. One person's sweet solution is another persons bane
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Simon Flack ($code or die)
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